Surfshark Pricing (2026): Plans, Renewal Cost and Real Value | Coupo9
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Surfshark Pricing (2026): Plans, Offers and Benefits
The advertised $2.49 a month is a 27-month intro rate. Starter renews at $79 a year. Here is the full grid: every tier, every billing term, every renewal price, plus the two costs Indian buyers only find at checkout.
Surfshark pricing starts at $2.49 a month, and that number is real for exactly 27 months. The 24-month Starter plan bills $67.23 once, three bonus months included, then renews at $79 a year. That's $6.58 a month for the same account on the same servers, 2.6 times what you signed up for.
Run it across four years and Starter averages $4.28 a month, not $2.49. At roughly ₹95 to the dollar that's near ₹406 a month rather than ₹237. Still good value for a VPN with unlimited devices. Just not the figure on the banner.
Every tier, every billing term and every renewal price is below, along with the two costs Indian buyers only meet at checkout. Read the renewal column before the headline one and Surfshark pricing stops surprising you.
CCoupo9 Editorial14 days ago7 min read
Across four years Starter averages $4.28 a month, not $2.49.
The 24-month term is the only one worth buying. The $16.45 monthly plan mostly exists to make it look good.
One+ includes Incogni, which is $7.99/mo bought alone. That tier is the value outlier.
Unlimited simultaneous devices on every plan, including the cheapest one.
Every plan and billing term, in one table
Plan
24-month
12-month
Monthly
Renews at
Starter
$2.49/mo, $67.23 once
$3.39/mo, $40.68
$16.45
$79/year
One
$2.79/mo, $75.33 once
$3.59/mo, $43.08
$18.95
$99/year
One+
$4.49/mo, $121.23 once
$7.49/mo, $89.88
$21.85
$119/year
Two things in that grid do the heavy lifting. The 24-month column bills for 27 months of service because of the three free months, so the per-month figure is real rather than marketing arithmetic. And the monthly column, at $16.45 or roughly ₹1,560 for Starter, is six to seven times the long-term rate. That is not an accident. Nobody is meant to buy it except people testing before they commit.
All figures here are Surfshark's own listed USD prices, checked in September 2026. Promotions move constantly; the structure does not.
Every plan carries a 30-day money-back guarantee. There's also a 7-day free trial on the 12 and 24-month plans, though it asks for a card up front, so it's a trial in the app-store sense rather than a no-strings one.
The renewal is the real price
Signing up commits you to two prices: an introductory one you see and a standing one you don't. Starter goes from $2.49 to $6.58 a month, One from $2.79 to $8.25, One+ from $4.49 to $9.92. In rupees the Starter renewal is roughly ₹7,500 a year against about ₹6,400 for the whole first 27 months.
Domain registrars pull the same move, and the fix is the same one that works on saving money on domain name renewals: decide at renewal time, not at signup. The 30-day guarantee window is also the honest test. If a fresh 24-month term is cheaper than your renewal quote, cancel and buy fresh.
Reading a price page for the intro rate alone is the single most expensive habit in subscription software. It's the same trap behind the ElevenLabs pricing tiers, where the plan you drift onto costs multiples of the one you needed.
What the extra dollars actually buy
Starter is the VPN plus Alternative ID, the tool that generates a throwaway name and email address. That's the whole product for most people: 4,500-plus servers across 100 countries, split tunnelling, an ad and cookie-popup blocker, unlimited devices.
One adds Surfshark Antivirus with real-time scanning and webcam protection, Alert for breach notifications, and an email and SMS scam checker. On the 24-month term that bundle costs $0.30 a month more than Starter. If you'd otherwise pay for antivirus at all, take it.
One+ adds Incogni, which files data-broker deletion requests on your behalf, plus identity theft cover for eligible US customers. Incogni alone runs $7.99 a month on annual billing. One+ on the 24-month term is $4.49 for Incogni and everything else. That's the one place Surfshark pricing is genuinely aggressive rather than merely competitive.
The costs Indian buyers don't see on the price page
Surfshark bills Indian customers in dollars. Your card issuer adds a foreign-transaction markup, usually 2 to 3.5%, and GST applies on that markup. On the $67.23 Starter charge that's a few hundred rupees on top, not a rounding error but not a dealbreaker either.
The bigger surprise is geographic. Surfshark shut down its physical servers in India in June 2022 rather than comply with the CERT-In directive requiring five years of customer records and 180 days of logs. You can still get an Indian IP through a virtual India location, but the machine answering is in Singapore or the Netherlands.
For streaming and geo-unblocking that distinction rarely matters. For latency-sensitive work it does, and if your actual need is a pool of rotating Indian addresses rather than a consumer VPN, the cheapest reliable proxy providers solve that problem properly.
The five-minute buying routine
Do this once and you'll never overpay for a VPN again.
Pick the tier by what you'd otherwise buy separately. No antivirus subscription? Starter. Already paying for one? One. Any interest in data-broker removal? One+ undercuts Incogni on its own.
Buy the 24-month term. The 12-month option saves nothing meaningful and the monthly plan is a tax on indecision.
Screenshot the checkout total and the renewal price shown in the terms.
Set a calendar reminder for 25 months out, not 27. That leaves room to compare before the card is charged.
Run the 30-day guarantee as a real trial. Test your bank's site, your streaming apps, and a video call on the virtual India server in week one.
The renewal date is the only date that matters
Surfshark auto-renews at the standing price, not the intro price, and the charge is annual rather than monthly. A forgotten reminder turns a ₹6,400 subscription into a ₹7,500 one every year after. The same audit that catches unused SaaS subscriptions catches this.
The verdict
Surfshark pricing is honest about what it charges and quiet about when it changes. Buy the 24-month term with that in mind and it's among the best value in consumer VPNs: unlimited devices, a serious server network, and a bundled data-removal service on One+ that costs more than the whole plan when bought alone. Buy it and forget it, and you'll pay roughly 60% more from year three onward.
Pick Starter unless you'd genuinely use the antivirus, take One+ only if data-broker removal is something you actually want rather than something that sounds nice, and never pay monthly. Then put the renewal date in your calendar before you close the tab.
The wider lesson outlives this product. Intro pricing is a loan against your future attention, and the companies that offer it are betting you won't check. Checking takes five minutes once every two years, which is a very good hourly rate. Judge Surfshark pricing on the four-year number, $4.28 a month for Starter, and it still wins.
FAQs
Because the advertised rate only covers the first term. Starter renews at $79 a year, One at $99 and One+ at $119, regardless of what you originally paid. Surfshark discloses this in the checkout terms, but it isn't in the large type on the pricing page.
